Divorce - ClearPath®

If you are in the process of working through, or have just come through, a divorce, there is no time like the present to take control of your long term financial security.

Every family is different, but whether the breakdown of a relationship is a positive step for you, or a difficult change requiring patient adjustment, making smart decisions about your money and your future is essential.

We can provide you with expert advice on practical issues such as pensions on divorce, savings, or a mortgage for a new home, and our financial planning service is specifically designed to help you define and live the life you want with confidence and clarity.

We ensure that your needs and priorities are front and centre of any financial decisions.

The key is being able to do the things that matter to you – from travel and learning new things, to spending quality time with friends and family – without having to worry about money.

Specialist Advice

Your ClearPath® journey is directed throughout by a Chartered Financial Planner who has also achieved the prestigious Specialist Accreditation from Resolution.

Resolution is an organisation of lawyers and other family justice professionals who are committed to following a non-confrontational and constructive approach to resolving family issues.

Members are committed to a Code of Practice (https://resolution.org.uk/membership/our-code-of-practice/)  that promotes a constructive approach to family issues.

The Specialist Accreditation recognises members who have demonstrated excellence in family practice and the areas in which they specialise.


Our ClearPath® service provides you with a structured life-long approach to your financial planning, giving you control and confidence over the important decisions you need to make both during and after your divorce.

We will work with you directly at your pace, and we can collaborate with your other advisers, such as family lawyers, mediators, family therapists, and actuaries.

We will talk through all areas of your financial life including your income and capital needs now and in the future, your lifestyle ambitions, your family and legacy ideals, and your later life expectations.

We will help you understand how your pensions might be affected by your divorce.

We can help you collate and understand the financial data you must disclose with your ex partner, sense-check proposals, and give you a framework for making informed decisions about your financial settlement.

We will help you implement your new financial arrangements in a safe and timely manner. We will help you move forward confidently.

We underpin each element of the service with award-winning planning software (Voyant and Timeline), and your own 24/7 wealth portal (MyLonghurst).

Your ClearPath® agenda

Decision Making

  • Helping you sense-check proposals, and give you a framework for making informed decisions about what you do and do not agree to.
  • Understanding and navigating the wide range of options in relation to pensions on divorce.
  • Making sense of your pension statements or an actuary report.
  • Establishing your mortgage capacity post-divorce.
  • Comparing a ‘clean break’ settlement versus a maintenance-funded settlement.

Financial Advice

  • Regulated financial advice over the products best suited to enable you to secure financial independence.
  • Investment advice.
  • Tax planning strategies.
  • Debt management.
  • Disaster planning.

Financial Planning

  • Coaching and guidance on what you can expect during this critically important life transition.
  • Exploring a change of vocation and part-time work, versus full time retirement.
  • Helping you to prioritise what and who matters most to you.
  • Creating personalised lifetime cash-flow and income forecasts, showcasing different outcomes based on decisions you could take.

Estate Planning

  • Will / Lasting Powers of Attorney review.
  • Trust advice.
  • Wealth preservation strategies.
  • Protecting your beneficiaries’ legacy.
  • Residential Property retention strategies.
  • Care Funding solutions.

Free Downloads

Separating with children

101 Questions Answered About Separating with Children

Pensions on divorce

Longhurst Guide - Pensions on Divorce

“I like the professional yet friendly and compassionate approach that I have encountered at Longhurst.

Whenever I contact Longhurst, they are always available, and nothing is ever too much trouble.

As a recent divorcee, I feel that I have someone to ‘hold my hand’ and lead me through the complications, complexities and anxiety that surrounds post divorce finances and pensions.

For me, I was terrified of making the wrong decision and this often led to periods of being absolutely paralysed by fear. Covid 19 just added even more uncertainty to the situation.

As my knowledge and understanding improved, so my anxiety declined. You cannot put a price on the peace of mind that I now have thanks to Steve and Longhurst.”

HP, Oxfordshire

Client Stories – Daniel Rivers

ISO 22222 Certification

Longhurst Limited is authorised and regulated by the Financial Conduct Authority.

Longhurst Limited is registered in England and Wales under reference 11193790.