Navigating New Horizons: A Guide to Post-Business Sale Etiquette and Smart Investments

Chris Broome – Chartered Financial Planner

Congratulations, you’ve successfully sold your business and are now stepping into a new chapter of your life!

With newfound financial freedom comes a number of challenges – from post sale emotions, exit protocol, and the responsibility of managing your business sale proceeds wisely.

In this blog, we’ll explore the art of graceful transition post-sale and delve into the wealth management options to ensure your hard-earned capital is protected.


Part 1: The Art of Post-Sale Etiquette

Embrace Change, but Keep a Low Profile

Immediately after selling your business, it’s crucial to adapt to change while maintaining a low profile.

Avoid hasty decisions or extravagant celebrations, as they could attract unnecessary attention and disrupt your long-term plans.

Take time to process the sale emotionally and mentally before diving into new ventures.

Gratitude and Farewells

Show gratitude to your team, clients, and partners who have been a part of your business journey.

Communicate the sale professionally and ensure a smooth transition for all involved.

Remember, your reputation as a responsible business owner will continue to open doors in the future.

Personal Reflection and Growth

Take a breather to reflect on your accomplishments and consider personal growth endeavours.

Whether it’s pursuing hobbies, spending more time with family, or exploring new passions, the post-sale period is an excellent time to rediscover yourself.

Part 2: Navigating Your New Wealth

Understand Your Financial Landscape

Before making any investment decisions, assess your financial situation.

Understand your short-term and long-term goals, risk tolerance, and liquidity needs.

Consult a financial planner to create a customised financial plan and strategy, all aligned with your aspirations.

Diversification is Key

Diversifying your investment portfolio mitigates risk and maximises potential returns.

Consider a mix of asset classes such as stocks, bonds, and real estate (both physical or/and through a Real Estate Investment Trust – REIT).

For those with tax bills to pay, also consider short-term GILT and high interest savings options.

This diversification will help you weather market fluctuations.

Explore Passive Income Streams

Look into investments that generate passive income, such as dividend-paying stocks, real estate properties for rental income, or creating a portfolio of bonds.

These sources of income can provide stability and support your lifestyle without relying solely on the sale proceeds.

Invest in Your Passions

Consider investing in areas that align with your interests and expertise.

This could include angel investing in start-ups, supporting charitable causes, or even starting a new business venture.

Investing in what you know and love can be both financially rewarding and personally fulfilling.

Continual Learning

Keep educating yourself about investment strategies and market trends.

Attend workshops, read books, and stay updated with financial news.

Knowledge empowers you to make informed decisions and adapt to changing economic landscapes.

Part 3: Balancing Caution and Opportunity

Stay Patient and Avoid Rushing

After the excitement of the sale, it’s tempting to jump into new investments.

However, patience is key.

Take the time to thoroughly research potential opportunities, conduct due diligence, and seek expert advice.

Stay Open to Innovation

The business world is ever-evolving.

Be open to new opportunities and technologies that align with your investment goals.

Embracing innovation can lead to lucrative prospects that might not have been available when you initially sold your business.

Review and Adjust Regularly

Your wealth management and future life strategy isn’t set in stone.

Regularly review, reassess your goals, and make adjustments as needed.

Market and life conditions change, and your strategy should adapt accordingly.


Selling a business marks the end of one journey and the beginning of another.

Embrace the transition with grace and poise, expressing gratitude to those who’ve been part of your success.

As you embark on your investment journey, remember to diversify, stay informed, and align your investments with your passions and goals.

With careful planning, your business sale proceeds can pave the way for a financially secure and fulfilling future.

Please note: This blog is for general information only and does not constitute advice. The information is aimed at retail clients only.

The value of your investment can go down as well as up and you may not get back the full amount you invested.

Past performance is not a reliable indicator of future performance.